5 Ways to Save Money Without Trying

When most people think about saving money, they think of the time and energy it will take to do it.  But it doesn’t have to be that complicated.  Sometimes there are ways to save money without even realizing it.  Here …

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Back to School Spending

The summer is coming to an end and bringing a time that most parents dread, back to school shopping. The stores are packed and parents can just see the dollar signs stacking up. Most kids MUST have the hottest brand …

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Human decision making: triggers for change

People are constantly being tempted by external forces which can make it difficult for workers to manage their money and save efficiently for the future. Some people are able to think through the opportunity costs of their money like what …

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Smart Borrowing

If you manage to get through life without ever needing to borrow money, consider yourself lucky! The truth is, in the past year, 34% of Americans have taken out personal loans. That’s not including mortgages or auto loans! Unfortunately, borrowing …

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Saving Money in the New Year

We’ve all made those New Year’s resolutions to save more and spend less, but who has committed to and successfully completed them?  So many of us set resolutions that sound amazing but in reality, are much harder stick to.  It’s …

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Curb Your Holiday Spending

It’s that time of year again! We all run around like mad men trying to find the perfect gift and host the best party. By the end of it all, our checking accounts are bare and our bodies are running …

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Save Money With Ease

If you looked at your savings account right now, how long would it last you? Will it last three to six months? The average person should have at minimum three months’ worth of income saved in an emergency fund. That’s …

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Budgeting Basics

One thing that every successful business has is a budget. Why? Because they work! It’s a great way to control your spending and make your money do what YOU want it to. Unfortunately, most Americans don’t have a household budget. …

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Health Savings Accounts

So, what is an HSA? In short, it’s a health savings account (HSA) for people with a high deductible health plan (HDHP). Based on a survey by America’s Health Insurance Plans of United States health insurance companies, as of 2016 …

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Simple Money Saving Tips

We all could use some extra cushion in our savings account. Savings is a crucial piece of your overall financial health, but it seems so much harder to do these days. I mean, did you see that the new iPhone …

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