Saving Money in the New Year

We’ve all made those New Year’s resolutions to save more and spend less, but who has committed to and successfully completed them?  So many of us set resolutions that sound amazing but in reality, are much harder stick to.  It’s …

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Save Money With Ease

If you looked at your savings account right now, how long would it last you? Will it last three to six months? The average person should have at minimum three months’ worth of income saved in an emergency fund. That’s …

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Budgeting Basics

One thing that every successful business has is a budget. Why? Because they work! It’s a great way to control your spending and make your money do what YOU want it to. Unfortunately, most Americans don’t have a household budget. …

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Health Savings Accounts

So, what is an HSA? In short, it’s a health savings account (HSA) for people with a high deductible health plan (HDHP). Based on a survey by America’s Health Insurance Plans of United States health insurance companies, as of 2016 …

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Simple Money Saving Tips

We all could use some extra cushion in our savings account. Savings is a crucial piece of your overall financial health, but it seems so much harder to do these days. I mean, did you see that the new iPhone …

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Retirement Matters

If you’re wondering how much of a Social Security payout you may receive, one number to keep in mind is 35. Your benefit is based on your 35 highest years of earnings. If you work less than 35 years, the …

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Are You Suffering From Financial Stress?

High levels of financial stress is a common factor in today’s society. Many people are worried about meeting monthly expenses, and reports show that people are kept up throughout the night concerned about their financial situation. A 2014 report by …

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Workplace Financial Wellness Programs Becoming a Trend

Most Americans are anxious about their finances or their financial security and employers are increasingly taking note. When employees are financially stressed, they are more likely to be distracted at work, miss work due to personal issues and have health …

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How Long Should I Continue Working Before Retirement?

Make sure you can afford it: Don’t stop working until you can afford to – as long as you are healthy. Work until full retirement age: Aim to work at least until your full retirement age (66-67). This produces many benefits, including: Larger …

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