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These raffles are intended for participation only in the United States and shall be construed according to, and governed exclusively by, United States law. Do not participate in the raffle if you are not a legal resident of and physically located in one of the fifty United States or District of Columbia at the time of entry or you otherwise do not fall within the eligibility requirements set forth in the official rules below.

No Purchase Necessary. Purchase will not increase your chances of winning. internet access and a valid email account are required to participate in this promotion.

Official Rules

The PerkUp Random Raffle Promotion (“Promotion”) is open only to individuals who are members of and legal residents of and physically located in the fifty United States and District of Columbia age 18 years old or older at time of participation. Any person who is an employee, officer or director of PerkUp, Inc. (“Sponsor”), the Promotion computer systems, or the Promotion security systems and members of their immediate families (spouses, parents, siblings and children) is not eligible. This Promotion is void where prohibited.

During the Promotion Period, visit the website and log into your PerkUp account if you have one. If you are not already a PerkUp member, follow the onscreen directions to become one. Internet access via computer or web-enabled wireless device and a valid email address are required to set up an account and otherwise participate in this Promotion. Limit one account per person/email address. You may register under one name and one email address only. The web-enabled wireless device method of accessing the Website is designed to work with most of the U.S. major wireless carriers that offer data plans and SMS service in the United States and with most wireless devices, but Sponsor makes no guarantee that any particular wireless service provider will participate. The mobile device that is used must be web-enabled. Entrants should check their wireless device’s features to see if they have that capability. Wireless service providers may charge entrants for data plan and/or for each SMS message, including any error message that is sent and received in connection with the Promotion, based on the applicable wireless service pricing plan. Participants should consult their wireless service provider’s pricing plan for details. Message and data rates may apply. Check your carrier for details. By participating using the web-enabled wireless device entry page access, the participant grants permission to the Sponsor to notify them via a return mobile application message or text message and must agree to accept all applicable charges associated therewith. You may opt-out of receiving future promotional text messages from Sponsor at any time by sending a reply message with the word “STOP” or go to the settings in the mobile application and change your settings. You are responsible for all applicable fees and taxes associated with placing an entry via web-enabled wireless device online entry page access. Sponsor in its sole discretion may add or delete a cellular carrier at any time, without notice.

Sponsor may offer multiple individual raffles and instant win games, each with a specified start and end date ("Promotion Period"). Start time for begins on or about 12:00:01 a.m. Central Time (CT) ends at 11:59:59 p.m. CT on specified date during promotional periods. The starting, ending and drawing dates, the prize descriptions, odds of winning and other information for each individual raffle will be set forth in the official rules of that raffle or game.

You will then have the opportunity to obtain raffle entries by completing your user profile and participating in various activities. The various means of obtaining entries and the number of entries assigned to each activity will be announced on the Website from time to time during the Promotion Period, and Sponsor reserves the right to add or delete raffle opportunities at any time at its discretion, by posting an announcement on the Website. The PerkUp Promotion rewards participants for saving money, taking quizzes, completing personality assessments and other financial and non-financial activities, with the opportunity to win prizes. In the process, PerkUp facilitates financial education and decision-making by suggesting financial decisions in the Promotion experience. PerkUp/Sponsor is not a bank or lender, and receives no direct benefit as a result of a participant’s depositing or borrowing actions. Raffle Entries will be maintained in your “My Perks Center” until they are submitted for a sweepstakes entry ticket or until the end of the Promotion Period, whichever occurs first. At Sponsor’s discretion, entries may be carried forward to a new Promotion. Entries have no cash or other value and may not be sold, bartered, traded or otherwise transferred. All decisions regarding entries, entry balances, redemptions and forfeitures are at the sole discretion of Sponsor.

Once you have a PerkUp Account, click on the PerkUp Rewards icon located on the Website and follow the links and instructions to receive your raffle entry ticket. All raffle entries must be received by the deadline stated on the raffle icon.

Within approximately 24 hours after the entry deadline specified on the applicable Drawing sweepstakes ticket, winners will be selected at random from among all eligible entries received. The prize offered, its’ Approximate Retail Value (ARV) and other prize details will be set forth on each raffle icon posted on the Website. The odds of winning a prize depend on the number of eligible entries received for each Drawing. ALL POTENTIAL WINNING ENTRIES ARE SUBJECT TO VERIFICATION BY SPONSOR OR JUDGES, WHOSE DECISIONS ARE FINAL. AN ENTRANT IS NOT A WINNER OF ANY PRIZE, EVEN IF HE/SHE HAS RECEIVED A WINNING MESSAGE, UNLESS AND UNTIL ENTRANT'S ELIGIBILITY AND THE POTENTIAL WINNING ENTRY HAVE BEEN VERIFIED AND ENTRANT HAS BEEN NOTIFIED THAT VERIFICATION IS COMPLETE. SPONSOR WILL NOT ACCEPT SCREEN SHOTS OR OTHER EVIDENCE OF WINNING IN LIEU OF ITS VALIDATION PROCESS. Potential winners may be required to sign and return an Affidavit of Eligibility, Liability and Publicity Release (“Affidavit”) in order to claim his/her prize and fulfill any other requirements as determined by Sponsor and within the time limits specified by Sponsor. If any potential winner cannot be contacted, fails to sign and return the Affidavit within the required time period, or if a prize or prize notification is returned as undeliverable, he/she forfeits the prize. Unclaimed or unawarded prizes will not be awarded.

Sponsor or a company acting on its behalf will attempt to notify on or before 10 business days after the drawing the potential winner(s) in person, by telephone, by mail, overnight mail, email, text or such other manner as determined by Sponsor, using the contact information provided as part of the potential winner(s)’ PerkUp account information. Neither Sponsor nor any other person or entity shall have any responsibility or liability for failure to provide notice due to a participant’s failure to maintain his or her contact information current.

In the event that these Rules, or any advertising, promotion or other written, printed or graphic material, including but not limited to such materials appearing on the World Wide Web are presented in a language other than English and there is a discrepancy, inconsistency or interpretation issue between the English language version and the other language version of these Official Rules or of any materials, the English version shall prevail, govern and control.

Prizes are not transferable and include only the items specifically listed as part of each prize in these official rules. No substitution or cash equivalent of prize is permitted except at the sole discretion of the Sponsor. If a prize, or any portion thereof, cannot be awarded for any reason, Sponsor reserves the right to substitute prizes with another prize of equal or greater value. Any prize or portion of a prize not accepted by winner will be forfeited. Only current CashStash members are eligible for the CashStash Match prize up to the prize amount and amount present in previous month’s balance. Federal, state and local taxes on prize and any expenses relating to the acceptance of and use of prize not specified herein are the sole responsibility of each winner. Sponsor will issue an IRS Form 1099-MISC for each winner of prizes valued at $600 or more in the aggregate.

Sponsor is not responsible for late, lost, misdirected, mutilated, incomplete, illegible, or postage-due entries or mail. Sponsor is not responsible for incorrect or inaccurate entry information whether caused by entrant or by any of the equipment or programming associated with or used in the Promotion, or by any technical or human error which may occur in the processing of the entries. Sponsor is also not responsible for any technical problems, malfunctions of any telephone service, computer systems, servers, providers, hardware/software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission that may affect the ability of consumers to participate, or for any damage to any participant’s computer system/software related to or resulting from participation in this Promotion. All entries must include a valid email address. Sponsor is not responsible for any change of email address, mailing address and/or telephone number of entrants. Participants may not register with multiple email addresses nor may entrants use any other device or artifice to register multiple times. Any Participant who attempts to enter with multiple email addresses under multiple identities or uses any device or artifice to register multiple times will be disqualified at Sponsor’s sole discretion. In the event of a dispute regarding the identity of a Participant, the Participant will be deemed to be the authorized account holder of the email address submitted at the time of entry (i.e. the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted email address). Potential winners may be required to provide Sponsor with proof that he/she is the authorized account holder of the email address associated with the winning entry. If a dispute cannot be resolved to Sponsor’s satisfaction, the affected Participant(s) will be deemed ineligible. Sponsor may prohibit a Participant from participating in the Promotion or winning a Prize if, in Sponsor’s sole discretion, it determines that the Participant is attempting to undermine the legitimate operation of the Promotion by acting in an unsportsmanlike manner, by cheating, hacking, deception or using other unfair practices (including without limitation the use of robotic, automatic, macro, programmed, third party or like entry programs, or commercial sweepstakes or contest subscription services) or by intending to annoy, abuse, threaten or harass any other participants. CAUTION: ANY ATTEMPT BY ANY ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE, TAMPER WITH THE ENTRY PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSORS RESERVE THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL AND TO PERSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. Proof of submission of an action or activity to accumulate or redeem credits will not be deemed to be proof of receipt by Sponsor. Sponsor is not responsible for any typographical, technical or other error in the administration of the Promotion or in the announcement of prize winners. In no event will more than the number or prizes stated in these Official Rules or on the Website be awarded. If through printing, production, program or human error, or for any other reason whatsoever, more prize notifications are sent (or more claims are received) in any prize category than the number of prizes set forth in these Official Rules for that prize category, Sponsor reserves the right to award the intended number of prizes for the prize category in question through a random drawing from among all eligible, non-suspect prize claims received. If, for any reason, an entrant’s drawing sweepstakes entry ticket is confirmed to have been erroneously deleted, lost or otherwise destroyed or corrupted, entrant’s sole remedy is another sweepstakes entry ticket if that is possible. In the event Sponsor is prevented from continuing with the Promotion or the integrity and/or feasibility of the Promotion is severely undermined by any event beyond the control of Sponsor, including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court of jurisdiction, infection by computer virus, unauthorized intervention, technical failures or other cause not reasonably within the control of Sponsor (each a “Force Majeure” event or occurrence), Sponsor shall have the right, in its sole discretion, to abbreviate, modify, suspend, cancel or terminate the Promotion without any further obligation. If Sponsor, in its discretion, elects to alter this Promotion as a result of a Force Majeure event, a notice will be posted on the Website. By participating in this Promotion, each entrant (agrees: (i) to be bound by these Official Rules, the Overall Promotion Official Rules, and the decisions of Sponsor and the judges, which are final and binding in all respects; (ii) to release and hold Sponsor, its insurers, underwriters, security agents, advertising and promotion agencies, prize suppliers, and their respective representatives, directors, officers, employees, agents, divisions, affiliates, subsidiaries and assigns (collectively, the “Released Parties”), harmless against any and all claims, injuries, damages, losses and liability of any kind (whether due to negligence or otherwise) to person(s) including death, or property, that may occur, directly or indirectly, in whole or in part, from participation in the Promotion or the receipt or use of any prize or activity related to the receipt or use of any prize; (iii) that Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law relative to any prize, including but not limited to its quality, mechanical condition or fitness for any particular purpose; and (iv) that Released Parties have neither provided financial or other advice nor are in any manner responsible or liable for participants’ financial or other decisions made in the course of participation in this Promotion. Each winner, by acceptance of a prize, grants to Sponsor and its designees the right to use winner’s name, address (city and state), photograph, voice, statements and/or other likeness and prize information in perpetuity for purposes of advertising and trade in any and all media now known or hereafter devised, throughout the world, without further compensation, consideration, notification or permission, except where prohibited by law. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in these rules or any Promotion materials, the terms of the full Official rules shall prevail, govern and control. Any prizes pictured on promotional materials are for illustrative purposes only and may vary from the actual prize awarded. Please see the privacy policy located at for details of Sponsor’s policy regarding the use of personal information collected in connection with this Promotion.

If you believe that PerkUp has not adhered to this statement, please contact us by email at [email protected]. We will do our best to address your concerns. If you feel that your complaint has been addressed incompletely, we invite you to let us know for further investigation.

By accepting a prize, a winner consents to the use of his/her name and photograph or likeness for advertising and promotional services without additional compensation. The winner’s name and/or likeness can be used by PerkUp in any news release, advertisement or other PerkUp communications without further compensation or consideration, the prize awarded being deemed sufficient consideration for all terms and conditions. PerkUp may copyright and use, reuse, publish and republish the winner’s picture, portrait or other likeness, character, characterization or form with the winner’s name or a fictitious name in any media for any reasonable purpose, including any printed matter prepared by/for or distributed by/for the Company without any prize winner inspection or approval of any publication, advertisement, copy or other printed matter or its use by or for PerkUp. The winner releases any liability, claims, actions, demands, and damages relating to any publication, distortion, blurring, alteration, optical illusion, or use in composite form or otherwise that may occur or be produced intentionally or otherwise, even should this subject the undersigned to ridicule, scandal, reproach, scorn or indignity.